The Black Hydro One is reporting 4th quarter revenue was down 8.4% and overall profit was down almost 34 % from the previous year. The $1.7 Billion 2nd round of the Hydro One IPO got lukewarm investor reception.  Hydro One delivered ever higher electric rates and...

And yet I live in a landlocked part of the world, with the nearest salty air and churning waves thousands of miles away. On and off over the last 15 years, my family and I have vacationed in South Carolina. While our budget does not allow us to rent a villa...

I recently read an interesting article about how inserting an element of competition to the health care system might improve customer service.  Proponents of this notion often suggest that compensating  physicians based on patient ratings would help to push health...

There is a lot of energy and public money being put into helping entrepreneurs get started in business. Innovation hubs like MaRS in Toronto and Communitech in Waterloo are focused on helping young entrepreneurs take their great ideas to market with courses, mentoring...

On a regular basis, organizations identify work that needs to be done on a business system within your organization.  It might be implementing new tools or making enhancements to an existing solution.  When planning and evaluating new things, everyone thinks about the...

Early in my financial services career one of my managers told me there will never be a financial transaction allowed that is not sealed by an inked signature on paper. A pretty strong prediction, but he didn’t believe the industry would ever change to allow anything...